Category: Blog

In India, infertility affects approximately 10 to 15 percent of the population, which translates to millions of couples struggling to conceive. In vitro fertilization (IVF) is a popular assisted reproductive technology that has helped many couples achieve their dreams of having a baby. However, the cost of IVF treatment can be prohibitive for some couples, and this is where Arogya Finance comes in with their easy finance options. Let's look at some useful tips for successful IVF treatment in India.Choose the Right Clinic: The success rate of IVF treatment varies from clinic to clinic. It is important to do your...

Q: What is a medical loan?A: A medical loan is a type of personal loan that is specifically designed to cover medical expenses. These loans can be used to pay for a range of medical treatments, from surgeries and hospitalization to diagnostic tests and medications. Q: Who can apply for a medical loan in India?A: Individuals who are residents of India can apply for a medical loan in India. They will also need to provide proof of identity, address, income, and medical bills for loan approval. Q: What are the benefits of a medical loan?A: Medical loans offer several benefits, including flexible...

Medical treatment in India can be expensive, but there are options for financial assistance. This guide provides a comprehensive list of resources to help you get the care you need.Medical treatment in India can be costly, and many people struggle to afford the care they need. Fortunately, there are a variety of financial assistance options available to help cover the costs of medical treatment. From government programs to charitable organizations, this guide provides a comprehensive list of resources to help you get the care you need without breaking the bank.Medical Loans and Personal Loans.Medical emergencies can occur without warning, and...

In vitro fertilization, or IVF, is the most common and effective type of assisted reproductive technology to help women become pregnant.It involves fertilizing an egg outside the body, in a laboratory dish, and then implanting it in a woman’s uterus.IVF has been used since the late 1970s. On 25 July 1978, the first “test-tube baby,” Louise Brown, was born. Robert Edwards and Patrick Steptoe, who collaborated on the procedure, are considered to be the pioneers of IVF.In 2010, Robert Edwards received the 2010 Nobel Prize in Physiology or Medicine “for the development of in-vitro fertilization.”In July 2013, an American couple...

Deciding to undergo cosmetic surgery is a big decision, so it's important that you take the time to find out what your options are and which type of loan will work best for you. Find out all the information you need in this article, including what a medical loan is and why it is the best option! We at Arogya Finance are financing all cosmetic treatments and surgeries with our easy EMI options in India and help secure a loan with no collateral and minimum documentation. We understand that most cosmetic surgeries are expensive, and not covered by insurance unless it...

... and how Medical Loans help fill the void.Health Insurance.Health insurance in India is a growing sector of the Indian economy. The Indian healthcare system is one of the largest in the world, with nearly 1.3 billion potential beneficiaries. In terms of income and job creation, India's healthcare industry has quickly become one of the country's most important sectors. In 2018, one hundred million Indian households (500 million people) lacked access to health care. In 2011, the health sector accounted for 3.9 percent  of India's GDP. According to the World Health Organization (WHO), this is among the lowest of the...

India not only being the second most populated country but also one of the fastest growing economies is jaded with unique and unprecedented opportunities in health sphere. Healthcare is one of the largest sectors in India and it is expected to reach a net worth 19.57 lakh crore by the end of 2020 as per the report generated by India Brand Equity Foundation. “Healthcare” is a broad spectrum term comprising of hospitals, medical devices, outsourcing, telemedicine, health tourism and medical insurances. Healthcare in India is growing at an exponential pace owing to certain factors like widespread coverage, modern services and...

Arogya Finance is a social health care venture, which offers medical loans to all including the traditionally un-bankable, using innovative risk assessment tools that allows them to finance people even outside the formal banking system. Being a FinTech and a registered NBFC, Patients borrow from and repay Arogya Finance directly leaving them free to get treated wherever they choose to do so.In the recent years, FinTechs have disrupted the financial industry, backed by Banks or NBFCs and providing the best of technology and ease of access to the consumers for faster access to funds. Arogya Finance is a winning combination...

Arogya Finance has taken up the responsibility to provide medical loans to traditionally un-bankable lot of the society, says Jose Peter, Co-founder & CEO of the company, in a conversation with Romiya Das of Elets News Network (ENN)Give us an overview of your company?Arogya Finance is a social healthcare venture, co-founded by me and Dheeraj Batra in 2010, which offers medical loans to the traditionally un-bankable. Arogya's approach does not require collateral or income proof and uses an innovative risk assessment tool that allows them to finance people outside the formal banking system. Arogya Finance has partnered with various hospitals and other healthcare providers...

Medical loans for Bariatric surgeryExercise and diet alone often fails to effectively treat people with extreme and excessive obesity. Bariatric surgery is an operation that is performed in order to help such individuals lose weight. Evidence suggests that bariatric surgery may lower death rates for patients with severe obesity, especially when coupled with healthy eating and lifestyle changes after surgery.Principles of bariatric surgeryThe basic principle of bariatric surgery is to restrict food intake and decrease the absorption of food in the stomach and intestines.The digestion process begins in the mouth where food is chewed and mixed with saliva and other...