Arogya Finance has taken up the responsibility to provide medical loans to traditionally un-bankable lot of the society, says Jose Peter, Co-founder & CEO of the company, in a conversation with Romiya Das of Elets News Network (ENN)Give us an overview of your company?Arogya Finance is a social healthcare venture, co-founded by me and Dheeraj Batra in 2010, which offers medical loans to the traditionally un-bankable. Arogya's approach does not require collateral or income proof and uses an innovative risk assessment tool that allows them to finance people outside the formal banking system. Arogya Finance has partnered with various hospitals and other healthcare providers...

Medical loans for Bariatric surgeryExercise and diet alone often fails to effectively treat people with extreme and excessive obesity. Bariatric surgery is an operation that is performed in order to help such individuals lose weight. Evidence suggests that bariatric surgery may lower death rates for patients with severe obesity, especially when coupled with healthy eating and lifestyle changes after surgery.Principles of bariatric surgeryThe basic principle of bariatric surgery is to restrict food intake and decrease the absorption of food in the stomach and intestines.The digestion process begins in the mouth where food is chewed and mixed with saliva and other...

“Unexpected healthcare expenses have led to over 40 million people to fall into poverty every year due to heavy expenses incurred for numerous treatments. Arogya Finance has initiated tie-ups with various doctors and hospitals to make medical loans available to patients at the right time and place in different parts of India. We are already in talks with many hospitals, pharma companies and major doctors across India to provide a one-stop financial solution wherever there is an unforeseen medical emergency,” said Jose Peter, co-founder and CEO of Arogya Finance.

The wet form of age-related macular degeneration (wet AMD) can start suddenly. You won’t feel pain, but you might notice problems with your eyesight.At first, you may simply notice blurred or distorted vision. With wet AMD, the details of the blurred vision could include a blind spot in the center of your field of vision. This blank area could be grey, red, or black. For example, if you look straight at the face of a clock that has hands, the numbers around the edge might look normal, but you might not be able to see the clock’s hands if you...

With the decrease in the number of COVID-19 cases and deaths in the country, the government of India has decided to ease the COVID-19 restrictions. The unlock is based on the positivity rate and occupancy of oxygen beds in each location, health experts warn that citizens should not take this lightly and need to take care of themselves and people around them to prevent the severity of the predicted 3rd wave.Every individual should follow the rules and guidelines set by the government. Coming back to the routine life is the absolute need of the hour for the country’s economic reasons, but...

Covid-19 Treatment Loans from Arogya FinanceIndia witnessed a huge increase in covid positive patients in the second wave and health care has been the top priority and the need of the hour. As the number of serious Covid-19 cases in India continues to rise, the government has increased the health care facilities nationwide but innumerable families have been financially impacted by the high treatment costs at most private hospitals. Many citizens are concerned about how will they manage funds for the treatment. It is important to be prepared for any adverse situations ahead of time. Not only is the pandemic...