Healthcare is one of the most essential needs of human life, yet it is also one of the most financially demanding. For many families in India, a medical emergency does not just bring emotional distress, but also a heavy financial burden. The rising costs of cancer treatments, surgeries, and advanced procedures often leave patients caught between two painful choices: seek treatment and risk lifelong debt, or delay treatment and risk their health. At Arogya Finance, we believe that no family should ever have to make this choice. That’s why we are working to redefine risk in healthcare finance, shifting the...
Braving Breast Cancer with Timely Medical Loans – Arogya Finance
When a loved one is diagnosed with breast cancer, everything changes. Daily routines, financial priorities, future plans all come to a halt. In that overwhelming moment, families often find themselves struggling not only with the emotional burden but also the practical reality: How will we afford this? In India, the cost of breast cancer treatment can range anywhere from INR 5 to 10 lakhs or more, depending on the stage and the hospital. Surgery, chemotherapy, radiation, medications, and follow-up care add up fast. Even those with insurance may face limits, exclusions, or delays in reimbursement. And for those without it,...
Medical Loan vs. Health Insurance: What’s the Best Option for You?
Facing a medical emergency can be stressful, and being financially prepared makes all the difference. Two popular options to manage treatment costs are health insurance and medical loans - but which one suits your needs? Health insurance offers pre-planned financial protection for various medical expenses, including hospital stays, surgeries, and treatments. It’s a reliable choice for long-term health security, often covering a wide range of medical needs. However, there can be limitations like waiting periods, exclusions, and network hospital restrictions. Sometimes, specific treatments or pre-existing conditions may not be covered immediately. Medical loans, on the other hand, provide quick, unrestricted...