Arogya Finance Medical Loans

Medical Loan vs. Health Insurance: What’s the Best Option for You?

Facing a medical emergency can be stressful, and being financially prepared makes all the difference. Two popular options to manage treatment costs are health insurance and medical loans - but which one suits your needs? Health insurance offers pre-planned financial protection for various medical expenses, including hospital stays, surgeries, and treatments. It’s a reliable choice for long-term health security, often covering a wide range of medical needs. However, there can be limitations like waiting periods, exclusions, and network hospital restrictions. Sometimes, specific treatments or pre-existing conditions may not be covered immediately. Medical loans, on the other hand, provide quick, unrestricted...