When a loved one is diagnosed with breast cancer, everything changes. Daily routines, financial priorities, future plans all come to a halt. In that overwhelming moment, families often find themselves struggling not only with the emotional burden but also the practical reality: How will we afford this? In India, the cost of breast cancer treatment can range anywhere from INR 5 to 10 lakhs or more, depending on the stage and the hospital. Surgery, chemotherapy, radiation, medications, and follow-up care add up fast. Even those with insurance may face limits, exclusions, or delays in reimbursement. And for those without it,...
Medical Loan vs. Health Insurance: What’s the Best Option for You?
Facing a medical emergency can be stressful, and being financially prepared makes all the difference. Two popular options to manage treatment costs are health insurance and medical loans - but which one suits your needs? Health insurance offers pre-planned financial protection for various medical expenses, including hospital stays, surgeries, and treatments. It’s a reliable choice for long-term health security, often covering a wide range of medical needs. However, there can be limitations like waiting periods, exclusions, and network hospital restrictions. Sometimes, specific treatments or pre-existing conditions may not be covered immediately. Medical loans, on the other hand, provide quick, unrestricted...